At South Orange County Bankruptcy, we know that your bankruptcy is only part of your concern. You also want to get back to a normal life. This includes rebuilding your credit score as fast as possible. For years, we have been meeting with clients who are terrified about the future: How they survive in a …
Bankruptcy Exemptions
Can I protect any of my property when I file a bankruptcy? The bankruptcy laws are designed to afford the honest debtor a fresh start. So that you can truly have a fresh start after you file bankruptcy, you do not have to give up all of your property and assets. You get to keep …
The Automatic Stay Makes It Illegal for Creditors to Call You!
The moment you file for bankruptcy, an injunction known as the “automatic stay” goes into effect which prohibits most creditors from initiating or continuing their collection efforts, including lawsuits.
How Does Bankruptcy Impact My Employment Opportunities?
Fearing that a bankruptcy will negatively impact employment opportunities is one of the main reasons some people avoid filing. However, bankruptcy doesn’t automatically mean the end of good paying jobs. Here’s what you need to know about how bankruptcy impacts employment opportunities.
Life After Bankruptcy
Often it is easier to obtain credit cards after filing a bankruptcy than prior to filing. This is primarily because the creditors understand that you typically cannot file another bankruptcy for 8 years, and you have no other bills to pay, meaning you are a great credit risk and now have the ability to pay your new credit card bills.
“Our questions were thoroughly answered…”
“This was one of the hardest decisions we have ever had to make; yet, we truly appreciate the professionalism provided by Mr. Klein as well as the assistance provided by Lisa. Our questions were thoroughly answered and our concerns addressed. Having Mr. Klein at the hearing provided us much support. Should we need further legal assistance in the future we will not hesitate to call your office.”
Thank you so much,
Richard Y.
Irvine, CA
PBS Frontline Video:
Secret History of the Credit Card
Bankruptcy Process Explained – video series
“Bankruptcy Basics” a series of brief but informative videos prepared by the Administrative Office of the U.S. Courts, provide helpful information on the various phases of the bankruptcy process.
Introduction
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