In October 2005, Congress passed the Bankruptcy Abuse Prevention, Consumer Protection Act (BAPCA) which changed Bankruptcy Law. A common mis-conception is that you may not be able to file for Bankruptcy protection with these new laws in place. The purpose of the new Bankruptcy Laws was to prevent Bankruptcy abuse in the courts. There are numerous changes in the law that make filing for Chapter 7 somewhat more difficult. However, almost everyone who wants to file for Bankruptcy can still do so.
In order for one of our Bankruptcy Lawyers to examine your situation, to see if you qualify under these new laws, please give us a brief overview of your current financial situation. This service is free of charge and all information is kept confidential.